Term life
Protection for a set period of time. Often considered for income replacement, mortgage obligations, and the years your family depends on you most.
Compare term and whole life ↗Pennsylvania roots. Ohio connections.
Life happens.
Protect your
everyday.
The people you love. The home you’ve built. The future you’re working toward. Let’s find life insurance that fits your life and your budget.
Independent guidance • A real conversation with Shad
Independent life insurance broker
Multiple carrier options
Serving families across Ohio and Pennsylvania
Coverage, made clear
Different lives.
Different ways to protect them.
You don’t need to know every insurance term. Start with what matters to you, and we’ll work through the options together.
Whole life
Permanent life insurance designed to stay with you when policy requirements are met. Explore lifetime protection and how cash value works.
Whole life in Ohio & Pennsylvania ↗Final expense
Life insurance that can help loved ones manage funeral costs and other final expenses. We’ll discuss eligibility, benefits, and any waiting periods.
Understand final expense coverage ↗A place to start
What Would You Like
to Protect?
Choose what matters most, then request your options. No appointment needed.
Keep their everyday moving.
Term life may be a starting point for replacing income during the years your loved ones rely on you. Shad can help you compare coverage amounts and policy lengths.
Get My Options ↗No appointment required
Let’s explore your options.
Send Shad a little information about what you might want to protect. He’ll look it over and reach out in the way you prefer.
No formal appointment required.
The life you’re building
Big plans.
Everyday moments.
People who matter.
Life insurance starts with a personal reason. It might be keeping your family comfortable, helping with a mortgage, or leaving support for the next generation.
Whatever your reason, we can talk through coverage that matches your goals and a budget you feel comfortable with.
Let’s talk about your goals ↗Policy benefits and rider availability vary. Life insurance does not guarantee investment growth or wealth.
Meet your broker
Shad Burgess
Shad Burgess
A person in
your corner.
Not another maze.
I’m Shad Burgess, an independent life insurance broker serving families in Ohio and Pennsylvania. I help you compare options from multiple insurance companies and understand what you’re choosing.
My goal is simple: clear answers, a comfortable conversation, and coverage that fits what you want to protect.
Connect with Shad Burgess on LinkedIn ↗
Call Shad · (419) 581-9869 ↗
01 / LET’S CONNECT
Tell me what matters.
We’ll talk about who depends on you, what you want to cover, and a budget you’re comfortable with.
02 / MAKE IT CLEAR
Compare your options.
I’ll explain the benefits, costs, and requirements so you can make an informed decision.
03 / TAKE THE NEXT STEP
Apply with guidance.
If you’re ready, I’ll guide you through the application. The insurer determines eligibility and approval.
Good questions. Clear answers.
Let’s make this
feel simpler.
Already have life insurance? A policy review can help you understand how it fits your life today.
How much coverage do I need?
Start with the expenses you want to help cover: income for your family, debts, a mortgage, and final expenses. Then consider existing savings and coverage. We can work through those numbers together.
Will I need a medical exam?
Some policies do not require an exam. Availability depends on the insurer, product, age, health, and coverage amount. Health questions or other underwriting requirements may still apply.
Can life insurance help cover my mortgage?
A life insurance benefit can help your beneficiary manage mortgage payments or other expenses. Mortgage protection is commonly a goal for coverage, rather than a separate type of policy.
What about living benefits?
Some policies offer riders that may allow access to part of the death benefit for qualifying conditions. Availability, definitions, fees, and limitations vary. Using a benefit can reduce what beneficiaries receive.
Can you review a policy I already own?
Yes. Bring your policy details and we can review coverage, premiums, beneficiaries, and how it fits your current goals. Keep existing coverage in place while considering any change.
Your next chapter starts here
Protect what matters.
Start with a conversation.
Have a question or ready to explore coverage? Choose a time to talk with Shad, or give him a call.
Serving communities across Ohio and Pennsylvania
